About you
Your name personalises your plan. Your email lets us send your private result link - both are optional.
Your age Choose... 18-24 25-34 35-44 45-54 55+
Your work situation Choose... Employed (full-time) Employed (part-time) Self-employed / freelance Job plus side income Not currently earning
Money in, money kept
Monthly take-home income (GBP, after tax) Choose... Under 1,500 1,500 - 2,249 2,250 - 2,999 3,000 - 3,999 4,000+
How much of your take-home do you save or invest in a typical month? Choose... Nothing most months Under 5% 5-9% 10-19% 20% or more
How many months of essential spending could your accessible savings cover? Choose... Under 100 pounds put by Less than 1 month 1-2 months 3-5 months 6+ months
Debt
Answer honestly - the score never judges, and if debt is heavy your plan starts exactly there.
Debt outside a mortgage, compared with your monthly take-home Choose... No debt outside a mortgage Less than one month's income 1-3 months' income 3-6 months' income Over 6 months' income, or behind on payments
The most expensive borrowing you currently carry Choose... No borrowing 0% deals or student loan only Personal or car loan Credit card balance carried monthly Overdraft or buy-now-pay-later High-cost credit (payday, doorstep, rent-to-own)
The long game
Pension contributions, including anything your employer adds Choose... Not paying into a pension Auto-enrolment minimum (about 8%) Above minimum (9-14%) 15% or more Not applicable right now
How closely do you track your money? Choose... I don't really track it Rough idea in my head Monthly budget I mostly follow Detailed system, checked weekly
Your financial goals Choose... No real goals yet Vague goals, nothing written down Clear goals I could state now Written goals with a plan behind them
Rate yourself (1 = a real weak spot, 10 = a real strength)
Rate yourself against UK adults in general, not against experts. Honesty gives you a better plan.
Free. No account needed. Your result opens on a private link.
