Terms of service
Last updated July 2026. By using Income Intelligence you agree to these terms. Income Intelligence is operated by Apps 365 Ltd (United Kingdom).
What Income Intelligence is
Income Intelligence is an educational tool. It gives an evidence-led snapshot of your financial position and habits, and a personalised plan based on general personal-finance research. It is not regulated financial advice, and no result is a prediction or a guarantee of any outcome.
Not financial advice
Apps 365 Ltd is not authorised or regulated by the Financial Conduct Authority, and nothing on this site is a personal recommendation. We never recommend specific financial products, providers or investments. For advice tailored to your full circumstances, speak to an FCA-authorised adviser. For free, confidential debt help, MoneyHelper and StepChange are there for exactly that.
Payment and refunds
The assessment and score are free. The Money Momentum Plan is a one-off purchase at the price shown, taken securely through Stripe. Because the plan is delivered instantly as a digital product, it is generally non-refundable once unlocked. The Progress Tracker is a monthly subscription you can cancel at any time. If something has gone wrong, contact us and we will put it right.
Acceptable use
Use the site honestly and for yourself or a household member you support. Do not attempt to disrupt, scrape, or abuse the service.
Your result link
Your result and plan live at a private, unguessable link. Anyone with that link can view them, so keep it to yourself. We are not responsible for links you choose to share.
Liability
To the fullest extent permitted by law, Apps 365 Ltd is not liable for any financial decision made on the basis of an Income Intelligence result or plan. Nothing in these terms limits liability that cannot be limited by law.
Governing law
These terms are governed by the laws of England and Wales.
Contact
Email hello@incomeintelligence.com.